Is Your MA 529 Account Underperforming? Heres Why You Need to Act Now!

Sat, 02 May 2026 19:06:38 +0000

**Is Your MA 529 Account Underperforming? Heres Why You Need to Act Now!** Many families across the U.S. are quietly noticing something: their investment in saving for higher education is moving slower than expected. With tuition rising and financial planning shifting yearly, awareness is growing—especially among parents and guardians who want their MA 529 accounts to grow at a healthier pace. Is your account underperforming? Understanding the hidden factors and timely actions can make a real difference in securing long-term financial stability. Here’s why now is the critical moment to reassess your plan. Nationwide, the conversation around college savings vehicles is intensifying. Economic factors such as inflation, fluctuating investment returns, and extended college enrollment timelines are creating subtle but noticeable drag on portfolio growth. The average annual return from MA 529 plans—though stable over time—often falls below market benchmarks needed to offset rising college costs. When combined with rising tuition and changing eligibility rules, even small performance gaps can significantly reduce the lump sum available when your child starts college. Awareness is rising because families now expect their education savings tools to perform resiliently, not just passively hold value. So, what does it mean for your account to underperform? First, it’s not just about low returns—it’s about long-term gaps. Over decades of compound